Category Archives: General Life Insurance

Let’s face it, in these tough economic times, everyone wants to save money. That is certainly true when it comes to buying life insurance and especially term life insurance. In fact, millions of people shop the internet every year visiting … Continue reading →

All life insurance policies have three primary parties that are required as part of the application process: the insured, the policy owner and the beneficiary(s). Each of these are defined below with examples of the common designations. The Insured In … Continue reading →

Every ordinary life insurance policy (term, universal life and whole life) that is approved and issued today contains a “contestable clause” that is in effect for a full two year period from the policy date. The contestable clause is designed … Continue reading →

If the answer to that question was easy, you wouldn’t need to work with an agent. Unfortunately though, because all life insurance companies are different, the question of which company is going to offer you the best policy is not … Continue reading →

If you are looking for life insurance to protect your family or business, accidental death insurance is not a realistic alternative. Even if you are young and super healthy and feel that your highest probability of death would be an … Continue reading →