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	<description>All Things You Need To Know About Life Insurance</description>
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		<title>I No Longer Needed My Life Insurance Policy So I Sold It For $43,400</title>
		<link>http://termland.com/blog/i-no-longer-needed-my-life-insurance-policy-so-i-sold-it-for-43400/</link>
		<comments>http://termland.com/blog/i-no-longer-needed-my-life-insurance-policy-so-i-sold-it-for-43400/#comments</comments>
		<pubDate>Wed, 28 Mar 2012 20:43:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Settlements]]></category>

		<guid isPermaLink="false">http://termland.com/blog/?p=572</guid>
		<description><![CDATA[A Case For Life Insurance Settlements This is a real life example of a case we worked at MEG Financial and illustrates why life settlements are a viable part of life insurance planning. In 2003, we worked with prospect Scott &#8230; <a href="http://termland.com/blog/i-no-longer-needed-my-life-insurance-policy-so-i-sold-it-for-43400/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Life Settlements: Don&#8217;t Neglect Your Fiduciary Duty to Your Clients</title>
		<link>http://termland.com/blog/life-settlements-dont-neglect-your-fiduciary-duty-to-your-clients/</link>
		<comments>http://termland.com/blog/life-settlements-dont-neglect-your-fiduciary-duty-to-your-clients/#comments</comments>
		<pubDate>Tue, 27 Mar 2012 20:14:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Settlements]]></category>

		<guid isPermaLink="false">http://termland.com/blog/?p=547</guid>
		<description><![CDATA[Life insurance has forever been a part of sound financial planning and is a flexible tool that can be used to fulfill a number of needs and achieve many different objectives. Whether you are trying to protect human life value, &#8230; <a href="http://termland.com/blog/life-settlements-dont-neglect-your-fiduciary-duty-to-your-clients/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>What is a Life Insurance Settlement?</title>
		<link>http://termland.com/blog/what-is-a-life-insurance-settlement/</link>
		<comments>http://termland.com/blog/what-is-a-life-insurance-settlement/#comments</comments>
		<pubDate>Sun, 25 Mar 2012 20:26:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Settlements]]></category>

		<guid isPermaLink="false">http://termland.com/blog/?p=184</guid>
		<description><![CDATA[In general, a life settlement is the sale of a life insurance policy on the life of a person that is usually age 65 or older that has a medical condition limiting their life expectancy. Another definition is the sale &#8230; <a href="http://termland.com/blog/what-is-a-life-insurance-settlement/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Are You Uninsurable for Term Life Insurance? Maybe Not&#8230;</title>
		<link>http://termland.com/blog/are-you-uninsurable-for-term-life-insurance-maybe-not/</link>
		<comments>http://termland.com/blog/are-you-uninsurable-for-term-life-insurance-maybe-not/#comments</comments>
		<pubDate>Fri, 23 Mar 2012 20:02:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance with No Medical Exam]]></category>

		<guid isPermaLink="false">http://termland.com/blog/?p=514</guid>
		<description><![CDATA[Have you applied for term life insurance in the past and been declined? If so, you may have alternatives to securing a term life insurance policy even if you are truly uninsurable. Declined for Life Insurance? Get A Second Opinion &#8230; <a href="http://termland.com/blog/are-you-uninsurable-for-term-life-insurance-maybe-not/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Termland.com Announces Diabetics May Now Qualify for Life Insurance at Preferred Rates</title>
		<link>http://termland.com/blog/diabetics-insurance-preferred-rates/</link>
		<comments>http://termland.com/blog/diabetics-insurance-preferred-rates/#comments</comments>
		<pubDate>Sat, 21 Jan 2012 14:39:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Conditions and Applying for Life Insurance]]></category>

		<guid isPermaLink="false">http://termland.com/blog/?p=610</guid>
		<description><![CDATA[Termland.com, a Subsidiary of MEG Financial, a National Online Life Insurance Brokerage Agency Reveals Some Life Insurance Companies are Now Considering Type II Diabetics for Lower Rates. This New Opportunity Opens the Door for Well Controlled Type II Diabetes to Secure More Affordable Life Insurance.  <a href="http://termland.com/blog/diabetics-insurance-preferred-rates/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>A Universal Life Policy Gone Wrong- Andrew Zathia</title>
		<link>http://termland.com/blog/a-universal-life-policy-gone-wrong-andrew-zathia/</link>
		<comments>http://termland.com/blog/a-universal-life-policy-gone-wrong-andrew-zathia/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 01:42:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance Case Studies]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>

		<guid isPermaLink="false">http://termland.com/blog/?p=440</guid>
		<description><![CDATA[This is a real life example of a case we worked at MEG Financial and illustrates the devastating effects of not reviewing your life insurance policy and especially ANY universal life policy. The names have been changed to protect privacy. &#8230; <a href="http://termland.com/blog/a-universal-life-policy-gone-wrong-andrew-zathia/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Is Your Universal Life Insurance Policy Going To Die Before You Do?</title>
		<link>http://termland.com/blog/are-you-going-to-outlive-your-universal-life-insurance-policy/</link>
		<comments>http://termland.com/blog/are-you-going-to-outlive-your-universal-life-insurance-policy/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 20:35:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Universal Life Insurance]]></category>

		<guid isPermaLink="false">http://termland.com/blog/?p=429</guid>
		<description><![CDATA[A traditional universal life insurance policy is designed to combine the best benefits of whole life and term life insurance. On other words, level premiums that are affordable  and flexible with the opportunity to build cash value. Older policies, that &#8230; <a href="http://termland.com/blog/are-you-going-to-outlive-your-universal-life-insurance-policy/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Term Universal Life&#8230;Is It really term life insurance?</title>
		<link>http://termland.com/blog/term-universal-life-is-it-really-term-life-insurance/</link>
		<comments>http://termland.com/blog/term-universal-life-is-it-really-term-life-insurance/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 18:55:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>

		<guid isPermaLink="false">http://termland.com/blog/?p=442</guid>
		<description><![CDATA[As prices for term life insurance continue to come down, some life insurance companies, in my professional opinion,  have taken a short cut to compete. They are offering term life insurance policies within a universal life &#8220;framework&#8221; that allows them &#8230; <a href="http://termland.com/blog/term-universal-life-is-it-really-term-life-insurance/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Advantages and Disadvantages of No Medical Life Insurance</title>
		<link>http://termland.com/blog/advantages-and-disadvantages-of-no-medical-life-insurance/</link>
		<comments>http://termland.com/blog/advantages-and-disadvantages-of-no-medical-life-insurance/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 06:09:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance with No Medical Exam]]></category>

		<guid isPermaLink="false">http://termland.com/blog/?p=233</guid>
		<description><![CDATA[Need life insurance but don&#8217;t want to go through the hassles of doing an insurance exam? There are definitely options available for you get a reasonably competitive life insurance policy without completing a long application, having to meet a nurse &#8230; <a href="http://termland.com/blog/advantages-and-disadvantages-of-no-medical-life-insurance/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>No Medical Exam Life Insurance Policy No Longer Available Through HSBC</title>
		<link>http://termland.com/blog/no-medical-exam-life-insurance-policy-no-longer-available-through-hsbc/</link>
		<comments>http://termland.com/blog/no-medical-exam-life-insurance-policy-no-longer-available-through-hsbc/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 15:22:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance with No Medical Exam]]></category>

		<guid isPermaLink="false">http://termland.com/blog/?p=409</guid>
		<description><![CDATA[On November 9, 2011, HSBC, the parent company of Household Life Insurance Company and First Central National Life Insurance Company of New York,  announced their intentions to stop accepting new applications for term life insurance effective January 8. 2012. Their &#8230; <a href="http://termland.com/blog/no-medical-exam-life-insurance-policy-no-longer-available-through-hsbc/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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