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Let’s face it, in these tough economic times, everyone wants to save money. That is certainly true when it comes to buying life insurance and especially term life insurance. In fact, millions of people shop the internet every year visiting … Continue reading
Prostate cancer is more common today than ever affecting tens of thousands annually. Because the condition is so frequent, we are seeing continuous medical improvements, and as a result, an increasing percentage of successfully treated prostate cancer. As a result, … Continue reading
All life insurance policies have three primary parties that are required as part of the application process: the insured, the policy owner and the beneficiary(s). Each of these are defined below with examples of the common designations. The Insured In … Continue reading
If you ask many Americans, the economy is in the dumps and most are feeling the effects of the long-term recession. People are out of work or working in a job that they are over-qualified for and are being underpaid. … Continue reading
Yes! Currently, there are several life insurance companies offering policies without requiring a medical exam. If you have a problem with needles or simply just want a life insurance policy without the hassles of seeing a nurse there are competitive … Continue reading
Every ordinary life insurance policy (term, universal life and whole life) that is approved and issued today contains a “contestable clause” that is in effect for a full two year period from the policy date. The contestable clause is designed … Continue reading
If you have diabetes, and have applied for life insurance in the past, you know that life insurance companies can be very conservative when it comes to offering low rates. In fact, most insurers charge extra if you have diabetes. … Continue reading
If the answer to that question was easy, you wouldn’t need to work with an agent. Unfortunately though, because all life insurance companies are different, the question of which company is going to offer you the best policy is not … Continue reading
