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Which Life Insurance Company Will Give Me the Best Rate?

Written by Termland.com

If the answer to that question was easy, you wouldn’t need to work with an agent. Unfortunately though, because all life insurance companies are different, the question of which company is going to offer you the best policy is not always a given. The truth is, knowing which life insurance company to apply with is.. More

Accidental Death Insurance is No Substitute for Life Insurance

Written by Termland.com

If you are looking for life insurance to protect your family or business, accidental death insurance is not a realistic alternative. Even if you are young and super healthy and feel that your highest probability of death would be an accident, you would be shortsighted to think that accidental death insurance provides adequate financial security… More

Accelerated Benefit Riders Can Literally Be a Life Saver!

Written by Termland.com

Of all of the “riders” available to add to your life insurance policy, the accelerated death benefit rider may be the most important. The great news is that most every life insurance company in the country includes this rider as a free benefit. As previously discussed, a life insurance policy rider is an extra benefit.. More

What Options Do I Have at the End of My Level Term Period?

Written by Termland.com

Wow, it seemed like yesterday that you bought your 10-year level term life insurance policy and at that time 10 years was a long way out. Heck, if the markets performed well, you may not have had to maintain life insurance beyond 10 years (so much for wishful thinking). Now you are 9 years and.. More

Doing a Little More Saves Client $24,000 on His Life Insurance Policy!

Written by Termland.com

This a real life case where we saved our client, Terry Pate of Texas, $24,000 on his term life insurance policy over his 20-year level term period by simply going a little further. Mr. Pate was so ecstatic about the work we did for him that he gave us full permission to review the details.. More

What is a Life Insurance Policy Rider?

Written by Termland.com

Life insurance “Riders” are extra benefits that can be added to a life insurance policy, in most cases, for an additional cost. Most every company that underwrites life insurance offers some selection of policy riders. Common riders include children’s insurance, spousal term insurance, accidental death and dismemberment coverage, waiver of premium (for disability), accelerated death.. More