Medical Directory

Depression and How It Impacts Life Insurance Prices

Written by Termland.com

People who actively manage their depression are better life insurance candidates? According to the National Mental Health Association, clinical depression is a common, yet serious, illness that affects more than 19 million Americans each year; only one-third of sufferers will seek treatment even though the illness can be effectively treated in 80 percent of all.. More

Obtaining Life Insurance with a History of Anglioplasty

Written by Termland.com

Are you having trouble finding affordable life insurance because you had coronary anglioplasty? If you have had heart related problems and have undergone coronary anglioplasty, obtaining affordable life insurance is not out of reach. Depending on the severity of your condition, most life insurance companies will offer coverage but many will charge a significantly higher.. More

Angina Chest Pains and Life Insurance Rates

Written by Termland.com

Have you been declined for life insurance or been charged more because of a history of angina? Angina or “heart related chest pains” can have a significant effect on your ability to qualify for life insurance. In fact, depending on the actual diagnosis, most life insurance companies will charge a substantially higher rate or even.. More

Alcohol Use and Life Insurance: Alcohol Treatment Rates and Prices

Written by Termland.com

Have you been declined for life insurance or asked to pay a higher rate due to alcohol abuse or a history of alcoholism? Will alcohal usage effect my life insurance rate? Alcohol usage, including a history of alcohol abuse and/or alcohol treatment, can have a major impact on your ability to obtain a competitively priced.. More

Life Insurance Rates for Addison’s Disease or Adrenal Problems

Written by Termland.com

Is Addison’s disease affecting your ability to buy competitive life insurance? Addison’s disease also known as adrenal insufficiency is an endocrine or hormonal disorder that life insurance companies will carefully consider in determining the rate you pay for life insurance. The good news is that in most all cases, insurability is not an issue and.. More