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A Case For Life Insurance Settlements This is a real life example of a case we worked at MEG Financial and illustrates why life settlements are a viable part of life insurance planning. In 2003, we worked with prospect Scott … Continue reading
Life insurance has forever been a part of sound financial planning and is a flexible tool that can be used to fulfill a number of needs and achieve many different objectives. Whether you are trying to protect human life value, … Continue reading
In general, a life settlement is the sale of a life insurance policy on the life of a person that is usually age 65 or older that has a medical condition limiting their life expectancy. Another definition is the sale … Continue reading
Have you applied for term life insurance in the past and been declined? If so, you may have alternatives to securing a term life insurance policy even if you are truly uninsurable. Declined for Life Insurance? Get A Second Opinion … Continue reading
This is a real life example of a case we worked at MEG Financial and illustrates the devastating effects of not reviewing your life insurance policy and especially ANY universal life policy. The names have been changed to protect privacy. … Continue reading
A traditional universal life insurance policy is designed to combine the best benefits of whole life and term life insurance. On other words, level premiums that are affordable and flexible with the opportunity to build cash value. Older policies, that … Continue reading
As prices for term life insurance continue to come down, some life insurance companies, in my professional opinion, have taken a short cut to compete. They are offering term life insurance policies within a universal life “framework” that allows them … Continue reading
Need life insurance but don’t want to go through the hassles of doing an insurance exam? There are definitely options available for you get a reasonably competitive life insurance policy without completing a long application, having to meet a nurse … Continue reading
On November 9, 2011, HSBC, the parent company of Household Life Insurance Company and First Central National Life Insurance Company of New York, announced their intentions to stop accepting new applications for term life insurance effective January 8. 2012. Their … Continue reading
