Posts by Termland.com

American General Life Companies

Written by Termland.com

Over 100 years of service, American General provides excellent life insurance policies with a focus on customer service above all else. With products such as quality life insurance, universal life insurance, whole life and term life insurance, American General has succeeded in protecting loved ones, bringing college dreams to life and planning for retirement for.. More

Allianz Life Insurance Company of North America

Written by Termland.com

Established in 1890, Allianz is one of the leading integrated financial services providers in the world. Allianz Life Insurance specializes in the areas of term life insurance, universal life insurance, asset management and banking for business and personal needs. Allianz offers a broad product range of products and services including property, liability and automobile, to.. More

Applying for Life Insurance after a Transient Ischemic Attack or TIA

Written by Termland.com

Transient Ischemic Attack and Its Impact on Life Insurance Prices Stroke refers to the death of brain tissue due to lack of oxygenated blood reaching a particular area of the brain.  Strokes are typically the result of a blocked or ruptured blood vessel in the brain and are classified as either cerebrovascular accident (CVA) or.. More

General Standard Plus Non-Tobacco Underwriting Guidelines

Written by Termland.com

Standard Plus Non-Smoker General Life Insurance Underwriting Criteria* Situation Requirements Impairments Can have personal history of certain diseases or impairments. Blood Pressure Currently well controlled with or without treatment, with no readings in the past two years greater than 152/92. Family History No cardiovascular or cancer death of more than one parent before age 60… More

Standard Non-Tobacco Underwriting Guidelines

Written by Termland.com

Standard Non-Smoker General Life Insurance Underwriting Criteria* Situational Requirements Impairments** Can have personal history of certain diseases or impairments. Blood Pressure Currently well controlled with or without treatment, with no readings in the past two years greater than 156/94. Family History No cardiovascular death of more than one parent before age 60. Driving History No.. More

Life Insurance and Sleep Apnea: Policy Rates and Details

Written by Termland.com

How Sleep Apnea Affects Life Insurance Prices What Is Sleep Apnea? When a person’s breathing stops for a period of time while in a deep slumber, followed by sudden attempts to breathe, the person is experiencing a condition called sleep apnea. Sleep apnea affects one in every 200 people and approximately 25 percent of people over.. More

Life Insurance Prices and Skin Cancer Policy Rates and Information

Written by Termland.com

Skin Cancer and Life Insurance Prices Skin cancer is the most common form of cancer.  One out of six Americans will develop the condition during their lifetime and approximately 700,000 Americans are diagnosed with it annually. In the United States, 1 person out of every 65 will be diagnosed with melanoma, the most deadly form.. More

Sarcoidosis and Life Insurance Rates and Prices

Written by Termland.com

How Sarcoidosis Affects Life Insurance Prices Sarcoidosis is a mysterious disease that leads to the inflammation of tissues in organs in the body. It is often found by accident during routine physicals or chest X-rays since it does not always present symptoms. Statistically, most people are diagnosed with sarcoidosis between the ages of twenty and.. More

Rheumatoid Arthritis Can Affect Life Insurance Rates and Prices

Written by Termland.com

Rheumatoid Arthirtis and Its Impact on Life Insurance Prices Rheumatoid arthritis (RA) is an autoimmune disease that causes chronic inflammation of the lining of the joints and other parts of the body.  According to the Arthritis Foundation, RA affects approximately 1.3 million Americans and countless others around the world.  People can develop rheumatoid arthritis at.. More

Prostate Cancer and Life Insurance: Rates and Policy Information

Written by Termland.com

Prostate Cancer and Life Insurance: How to Get the Best Rates Prostate Cancer Insurance options for prostate cancer patients are as varied as the disease itself. What is the Prostate and Who Is at Risk for Cancer? Prostate Problems and Medical Solutions Prostate Cancer Factors that Affect Insurability How Can MEG Financial Help Related Links.. More