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Speak with an experienced advisor! (877) 583-3955Written by Termland.com
If you have diabetes, and have applied for life insurance in the past, you know that life insurance companies can be very conservative when it comes to offering low rates. In fact, most insurers charge extra if you have diabetes. However, with medical advances and the increasing life expectancy of well managed diabetics, insurance companies.. More
Written by Termland.com
If the answer to that question was easy, you wouldn’t need to work with an agent. Unfortunately though, because all life insurance companies are different, the question of which company is going to offer you the best policy is not always a given. The truth is, knowing which life insurance company to apply with is.. More
Written by Termland.com
If you are looking for life insurance to protect your family or business, accidental death insurance is not a realistic alternative. Even if you are young and super healthy and feel that your highest probability of death would be an accident, you would be shortsighted to think that accidental death insurance provides adequate financial security… More
Written by Termland.com
Of all of the “riders” available to add to your life insurance policy, the accelerated death benefit rider may be the most important. The great news is that most every life insurance company in the country includes this rider as a free benefit. As previously discussed, a life insurance policy rider is an extra benefit.. More
Written by Termland.com
Wow, it seemed like yesterday that you bought your 10-year level term life insurance policy and at that time 10 years was a long way out. Heck, if the markets performed well, you may not have had to maintain life insurance beyond 10 years (so much for wishful thinking). Now you are 9 years and.. More
Written by Termland.com
This a real life case where we saved our client, Terry Pate of Texas, $24,000 on his term life insurance policy over his 20-year level term period by simply going a little further. Mr. Pate was so ecstatic about the work we did for him that he gave us full permission to review the details.. More
Written by Termland.com
Life insurance “Riders” are extra benefits that can be added to a life insurance policy, in most cases, for an additional cost. Most every company that underwrites life insurance offers some selection of policy riders. Common riders include children’s insurance, spousal term insurance, accidental death and dismemberment coverage, waiver of premium (for disability), accelerated death.. More
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