Posts by Termland.com

Life Insurance Movement Day, August 22, 2012

Written by Termland.com

Today has been declared Life Insurance Movement Day by several of the country’s most recognized financial authorities. The movement is being orchestrated by http://www.goodfinancialcents.com and is also being promoted by MSN Money and the LIFE Foundation. The goal of Life Insurance Movement Day is to emphasize the importance of life insurance and how it should.. More

What Did Famous Methodist Preacher Sam Jones Say About Life Insurance?

Written by Termland.com

“God Helps Those Who Help Themselves” A Few Plain Words to Men of Family… By the Reverend Sam Jones, of Cartersville, GA., the most famous and celebrated evangelist of his time (1880’s). He attracted a national congregation with a style, wit, and delivery heretofore unknown. “IT IS the part of the wise and sensible man.. More

I No Longer Needed My Life Insurance Policy So I Sold It For $43,400

Written by Termland.com

A Case For Life Insurance Settlements This is a real life example of a case we worked at MEG Financial and illustrates why life settlements are a viable part of life insurance planning. In 2003, we worked with prospect Scott Booth who was seeking term life insurance to cover his mortgage and to get him.. More

Life Settlements: Don’t Neglect Your Fiduciary Duty to Your Clients

Written by Termland.com

Life insurance has forever been a part of sound financial planning and is a flexible tool that can be used to fulfill a number of needs and achieve many different objectives. Whether you are trying to protect human life value, provide for the income needs of a surviving spouse, build cash value for retirement, fulfill.. More

What is a Life Insurance Settlement?

Written by Termland.com

In general, a life settlement is the sale of a life insurance policy on the life of a person that is usually age 65 or older that has a medical condition limiting their life expectancy. Another definition is the sale of a life insurance policy for an amount greater than the policy’s current cash surrender.. More

Are You Uninsurable for Term Life Insurance? Maybe Not…

Written by Termland.com

Have you applied for term life insurance in the past and been declined? If so, you may have alternatives to securing a term life insurance policy even if you are truly uninsurable. Declined for Life Insurance? Get A Second Opinion The first thing you should do if you have been declined for life insurance is.. More

Termland.com Announces Diabetics May Now Qualify for Life Insurance at Preferred Rates

Written by Termland.com

Termland.com, a Subsidiary of MEG Financial, a National Online Life Insurance Brokerage Agency Reveals Some Life Insurance Companies are Now Considering Type II Diabetics for Lower Rates. This New Opportunity Opens the Door for Well Controlled Type II Diabetes to Secure More Affordable Life Insurance.

A Universal Life Policy Gone Wrong- Andrew Zathia

Written by Termland.com

This is a real life example of a case we worked at MEG Financial and illustrates the devastating effects of not reviewing your life insurance policy and especially ANY universal life policy. The names have been changed to protect privacy. Andrew Zathia, a 73 year old gentleman residing in Florida called into our office a.. More

Is Your Universal Life Insurance Policy Going To Die Before You Do?

Written by Termland.com

A traditional universal life insurance policy is designed to combine the best benefits of whole life and term life insurance. On other words, level premiums that are affordable  and flexible with the opportunity to build cash value. Older policies, that were funded properly, worked extremely well when interest rates were high. However, the interest rate.. More

Term Universal Life…Is It really term life insurance?

Written by Termland.com

As prices for term life insurance continue to come down, some life insurance companies, in my professional opinion,  have taken a short cut to compete. They are offering term life insurance policies within a universal life “framework” that allows them to offer cheaper rates to consumers but with potential negative consequences to you the client?.. More