Posts by Termland.com

Checklist for Buying Life Insurance

Written by Termland.com

When buying life insurance there are several things that you should carefully consider. The list below includes some of the more important things to think about when buying life insurance. Before you purchase a policy, you owe it to yourself and family to review these items so that you can select the best policy that.. More

What is a Buy-Sell Agreement?

Written by Termland.com

A buy-sell agreement is a legally binding contract which protects the interests of the company’s owners and permits the business to continue in the event of the death, disability, or retirement of a business owner. A buy-sell agreement, commonly referred to as buy-sell arrangement, is drafted by an attorney and can be implemented with all.. More

Common Uses of Business Owner Life Insurance

Written by Termland.com

Life insurance has long been a valuable tool that business owners use to reduce risk and to provide the basic financial foundation for continued success. Most business owners recognize the importance of life insurance and use it to solve many of the problems associated with maintaining and growing a successful company. Some common uses of.. More

Business Succession and Business Continuation Planning

Written by Termland.com

Every business owner knows that building a successful company requires dedication, commitment and hard work. Once a company is established, business succession or business continuation planning becomes an essential part of the process to assure future continued grow. Business succession planning addresses all potential contingencies that may affect a business or business owner including retirement,.. More

Sample Alcohol Questionnaire : Alcohal and Life Insurance

Written by Termland.com

If you are applying for life insurance with a history of alcohol abuse, you will be required to provide detailed information regarding your alcohol use history. Your answers to the questions below will determine which insurance company will offer you the most competitive rate for life insurance. Each company has their own specific alcohol questionnaire.. More

Advantages and Disadvantages of Lifetime Guaranteed Term

Written by Termland.com

Lifetime guaranteed term insurance, also known as guaranteed universal life, differs from ordinary level term life in that premiums are guaranteed not to increase.  It is a great fit if you need inexpensive coverage that you will not outlive. Following are some of the advantages and disadvantages of term insurance guaranteed for life. Advantages of.. More

What is 30 Year Level Term Life Insurance?

Written by Termland.com

Term insurance is the most inexpensive life insurance policy you can buy. One of the chief advantages of term insurance is that it provides a great value in that you can buy a large amount of life insurance without having to commit large premiums. Thirty year level term is a popular variation of term life.. More

What is 20 Year Level Term Life Insurance?

Written by Termland.com

Term life insurance is the most inexpensive way to cover the economic loss in the event of the death of a loved one, business partner, or significant other. It’s generally referred to as temporary insurance because it’s not designed to last forever. Twenty year level term is one of the most popular forms of life.. More

What is 10 Year Level Term Life Insurance?

Written by Termland.com

Term insurance is the cheapest form of life insurance. It’s commonly called “temporary insurance” because term life is not designed to last forever. Ten year level term is the most popular form of term life insurance policy because it is very inexpensive even at large face amounts and is relatively easy to obtain. What is.. More

Client Endorsements: West Virginia

Written by Termland.com

Larry George Read Client Endorsement