Special Life Insurance

Cost Comparison: Individual Term Life Insurance versus FEGLI

Written by Termland.com

Employees of our federal government are entitled to group term life insurance benefits through the government sponsored Federal Employees Group Life Insurance program (FEGLI). The FEGLI program became effective in 1954 and covers over 4 million federal workers and retires. Additionally, FEGLI pays out billions of dollars in claims every year. However, when actual FEGLI.. More

What Happens to FEGLI Group Life Insurance at Retirement?

Written by Termland.com

The Federal Employee’s Group Life Insurance program gives retiring employees the option to continue coverage into retirement if certain conditions are met. These conditions are as follows: You must retire on an immediate annuity (pension) under the federal retirement system;and, Been previously covered under the FEGLI program for the last five years of service directly.. More

Life Insurance for Federal Employees

Written by Termland.com

Most working Americans today carry some amount of group life insurance offered by their employer. That is also true for employees of the federal government. The government insurance plan is known as the Federal Employees Group Life Insurance Program and is commonly referred to as FEGLI. According to the US Government, “the purpose of the.. More

Life Insurance For Cigar Smokers

Written by Termland.com

“Why pay more for your life insurance when you don’t have to?” If you smoke the occasional cigar on the golf course or at a special event, unfortunately most life insurance companies will consider you a regular smoker which drives your rates thru the roof. In fact, regular smoker rates can be 3 times the.. More

How Does the AICPA Term Life Insurance Plan Compare to Low Cost Level Term Life Insurance?

Written by Termland.com

The items below identify some of the pros and cons of the AICPA life insurance plan when compared to ordinary level term life coverage. The AICPA Life Insurance Plan: The AICPA insurance program offers members an easy way to get term life insurance. In most cases there are no medical exams and if you are.. More

Price Comparison: AICPA Life Insurance vs. Low Cost Level Term Life

Written by Termland.com

Group life insurance coverage offered by the American Institute of Certified Public Accountants, the AICPA, is available to member CPA’s and many take advantage of this valuable coverage to protect their families and businesses. However, upon careful review of policy costs and features, AICPA coverage is expensive and in most cases individual level term life.. More

Federal Employee’s Group Life Insurance: Advantages & Disadvantages

Written by Termland.com

The Federal Employee’s Group Life Insurance program (FEGLI) is the world’s largest group life insurance plan covering over 4 million government employees and their families. The FEGLI program is solid, but in some cases, it may not be the top solution to your life insurance needs. The information below is a general review of the.. More

Advantages & Disadvantages of the AICPA Life Insurance Plan

Written by Termland.com

Most certified public accountants that are members of the AICPA carry some amount of term life insurance through the association plan underwritten by the Prudential Insurance Company of America. While the coverage offered by the AICPA is relatively easy to obtain, in most cases it may not be the best option. The list of the.. More