General Life Insurance

What is a Buy-Sell Agreement?

Written by Termland.com

A buy-sell agreement is a legally binding contract which protects the interests of the company’s owners and permits the business to continue in the event of the death, disability, or retirement of a business owner. A buy-sell agreement, commonly referred to as buy-sell arrangement, is drafted by an attorney and can be implemented with all.. More

How Family History Impacts Your Life Insurance Rates

Written by Termland.com

If you are in perfect health with no significant past health history, it may be frustrating for you to learn that life insurance companies may penalize you for your family’s health history. The reason is that many of the health problems that affect mortality such as cancer, heart disease and diabetes can be linked genetically… More

Term Life Estate Planning

Written by Termland.com

Estate Planning Estate planning is a process involving people who are familiar with your goals and concerns, your assets and how they are owned, and your family structure. It involves a specific group of people that will help you as much as possible, including your lawyer, accountant, financial planner, life insurance advisor, banker and your.. More

Deferred Compensation Plans

Written by Termland.com

Smart companies realize the significance of providing competitive compensation packages to their executives and key employees. In fact, studies show that the chief reason why executives leave companies is compensation. A non qualified deferred compensation plan is a strategy companies use to provide additional supplemental benefits to their key people. What is a Non Qualified.. More

How to Compare Term Life Insurance Policies?

Written by Termland.com

“Don’t Be Shortsighted! It’s More Than Just Price!” Whether you are shopping for a new term policy or trying to replace your existing one, there are a few key things you need to consider when comparing policies. Let’s face it, term insurance is basically a commodity and most commodity purchases are made based strictly on.. More

What is a Buy-Sell Agreement?

Written by Termland.com

A buy-sell agreement is a legally binding contract which protects the interests of the company’s owners and permits the business to continue in the event of the death, disability, or retirement of a business owner. A buy-sell agreement, commonly referred to as a buy-sell arrangement, is drafted by an attorney and can be implemented with.. More

Buying Term Life Insurance with No Medical Exam

Written by Termland.com

For some people, the thought of having to complete a medical exam just to buy a term life insurance policy is ridiculous. The good news is that you may not have to do an exam to obtain a reasonably priced life policy. In fact, if you can meet a few criteria you may be able.. More

Checklist for Buying Life Insurance

Written by Termland.com

When buying life insurance there are several things that you should carefully consider. The list below includes some of the more important things to think about when buying life insurance. Before you purchase a policy, you owe it to yourself and family to review these items so that you can select the best policy that.. More

What is a Buy-Sell Agreement?

Written by Termland.com

A buy-sell agreement is a legally binding contract which protects the interests of the company’s owners and permits the business to continue in the event of the death, disability, or retirement of a business owner. A buy-sell agreement, commonly referred to as buy-sell arrangement, is drafted by an attorney and can be implemented with all.. More

Common Uses of Business Owner Life Insurance

Written by Termland.com

Life insurance has long been a valuable tool that business owners use to reduce risk and to provide the basic financial foundation for continued success. Most business owners recognize the importance of life insurance and use it to solve many of the problems associated with maintaining and growing a successful company. Some common uses of.. More