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Speak with an experienced advisor! (877) 583-3955Written by Termland.com
“My doctor never mentioned that she was concerned about my health so why did my life insurance company charge me more for my policy?” The answer is that life insurance companies and medical doctors evaluate medical conditions from different perspectives. Therefore, it is quite common for an insurance company to charge an increased rate for.. More
Written by Termland.com
Life insurance policy underwriting is the process insurance companies use to review an individual’s health history, avocations and lifestyle factors to determine their actual risk of mortality. The goal of life insurance underwriting is to accurately assess an individual’s risk level for the purposes of assigning the appropriate rate for life insurance. Each company has.. More
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Life Insurance Medical Exam: What Do They Test For? The insurance medical exam is the most crucial part of the entire life insurance application process as the insurance company will base rates for the life of the policy on the results of this exam and lab studies. Before beginning the application process, and undergoing a.. More
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Will kidney disease make me uninsurable? The kidneys, or renal system, are responsible for removing wastes from the body, regulating electrolyte balance and blood pressure, and stimulating red blood cell production. Chronic Kidney Disease (CKD) is a term that encompasses any disease or disorder that affects the function of the kidneys. According to the National Kidney.. More
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Is a diagnosis of arrhythmia or irregular heart beat causing you to pay more for your life insurance policy? Irregular Heart Beats are abnormal heart rhythms, or irregular heart beats, and affect millions of Americans. According to the American Heart Association approximately 4,300,000 Americans experience arrhythmias. There are 638,000 hospital admissions annually due to arrhythmias,.. More
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If controlled, you may qualify for the best rates with high blood pressure! Hypertension is the medical term for high blood pressure, a condition that affects all types of people. According to recent estimates by the American Heart Association, about one in three U.S. adults has high blood pressure, and nearly one-third of them don’t know.. More
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Do all types of hepatitis have the same affect on life insurability? Affordable Life Insurance Policy for Hepatitis A, B and C Hepatitis is the most significant blood-borne epidemic in the United States and is responsible for approximately 100,000 infections every year. It is a disease that causes inflammation of the liver and results from.. More
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Does having a heart attack in your medical history mean you are uninsurable? Assessing Heart Damage and Insurability A myocardial infarction is a medical term for the more familiar term heart attack. Both labels are used when discussing the most common cause of death in the United States. A heart attack occurs when the heart’s blood.. More
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Have you been declined for life insurance or asked to pay a higher rate due to epilepsy? How will epilepsy affect your ability to purchase life insurance? Epilepsy and Seizure Disorders Defined Risk Factors of Epilepsy The Impact of Epilepsy or Seizure Disorders on Life Insurance Rates How Can MEG Financial Help Related Links for.. More
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Get Affordable Life Insurance even with Emphysema Emphysema is a chronic, progressive disease that causes shortness of breath. It is the fourth leading cause of death in the United States and is included in a group of diseases called chronic obstructive pulmonary disease or COPD. Smokers and men over fifty are most at risk for.. More
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